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I try not to recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or https://availableloan.net/personal-loans-sc/ less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you men that need to buy a home or money anything.. hope so you’re able to goodness you really have good credit. I think particular guys one believe that playing cards evil you want observe the big picture. Just because *you* privately been able to shell out dollars to possess that which you does not suggest they is wonderful for everybody. Even after the things i blogged above We Also (at a time) repaid dollars having everything. I will not go into the factors here however it worked out also to some extent. Usually the one disadvantage to which was I can Never ever apply for credit cards.. you may never rating that loan. Skip to shop for a property until I robbed a financial.
To summarize for the past 10 years I need to has recharged throughout the 100K value of content. Ive racked up a lot of prize items ect ect. There are times when We shell out dollars having articles but you to definitely mode I am looking a savings. I’m sure there is men toward right here that have tested an excellent used car plus the man wants 3K for it therefore start the fresh new deals and you will push involves shove and the wad of cash comes out! Gotta love it!
